Mutual Finance’s Managing Director Raed Hanna provides an in-depth look at the evolving UK property lending market. From the impact of recent economic shocks to the changing attitudes of lenders, Hanna examines how both borrowers and lenders are adjusting their strategies. The article covers critical issues such as depreciating asset values, tightening lending criteria, and the challenges of refinancing in the current climate. With insights into sector-specific trends and the anticipated effects of Basel III, this analysis offers a comprehensive view of the property finance sector’s current state and future outlook.